JN Teguh Capital Sdn Bhd
Factoring.
Turning Your Invoices Into Cash.
Factoring services are provided by JN Teguh Capital Sdn Bhd, an associate of Finaspira Financial Group. The solution helps eligible businesses convert unpaid invoices into immediate cash and improve working capital flexibility.
Overview
What is Factoring
Factoring is a financial service where a business sells an eligible unpaid invoice to JN Teguh Capital at an agreed discount in exchange for immediate cash. JN Teguh Capital subsequently collects payment directly from the paymaster according to the agreed arrangement.
Without Factoring
With Factoring
Process
How Factoring Works
01
Submit Invoice
The business submits an eligible invoice and the relevant supporting documents.
02
Assessment
JN Teguh Capital reviews the invoice, paymaster, underlying transaction and supporting documentation.
03
Funding
Once approved and documented, an agreed portion of the invoice value is paid to the business.
04
Collection
JN Teguh Capital collects payment directly from the paymaster according to the agreed payment arrangement.
Benefits
How Factoring Helps
Improves Cash Flow
Access cash tied up in unpaid invoices without waiting for the paymaster's standard payment period.
Unlocks Working Capital
Free up working capital to fund operations, projects, and growth initiatives.
Supports Operations
Cover operating and project expenses while waiting for invoice settlements.
Reduces Wait Time
No need to wait 30, 60, or 90 days for the paymaster's normal payment cycle.
Eligibility
Who Factoring May Support
Factoring may be suitable for eligible SMEs, contractors, manufacturers, suppliers and service providers that have completed work or delivered goods and are waiting for payment from an established paymaster.
Check if factoring may be suitable for your situation:
FAQ
Frequently Asked Questions
Associate Disclosure
Factoring services are provided solely by JN Teguh Capital Sdn Bhd. JN Teguh Capital is an associate of Finaspira Financial Group and is not a subsidiary. All applications, assessments, approvals, commercial terms, documentation, funding decisions and collection activities are managed by JN Teguh Capital.
Related: Trade Finance · All Capabilities · Regional Platform